Fast, interactive AI financial planning with instant feedback.
NestPath Advisor gathers what it needs quickly, runs what‑if scenarios in seconds, and reflects changes immediately—so you can iterate toward a plan you actually use.
Why NestPath Advisor
Where it stands out:
Speed
AI advisor is fast and gathers information quickly so you spend less time answering forms and more time exploring options.
Designed for your goals
You set the goals; NestPath adapts the plan around them and keeps the conversation focused on what matters.
Instant feedback
Make a change—see the impact immediately. What‑ifs are the core workflow, not an afterthought.
What can it do?
Plan & Retire
- Calculate the number you need to retire (with Monte Carlo confidence)
- Tell you how much to save (monthly/annual targets)
- Run what‑ifs: pay off this debt vs. invest it
- Switch risk from conservative to aggressive and see results instantly
Optimize
- Tax‑aware savings order (401(k), IRA, HSA, brokerage)
- Debt payoff strategies (avalanche/snowball/hybrid)
- Life insurance need estimator
- Portfolio recommendation with allocation percentages
And more
- Emergency fund target
- Roth conversion what‑ifs
- Basic tax‑loss harvesting checks
- Cash‑flow “find the extra 1–3%” tuner
These are representative examples—we can add or adjust features over time.
How quickly can you iterate?
Adjust inputs to see an estimated “retirement number” and a rough Monte Carlo confidence for reaching it by your target age. This is a simplified illustration, not advice.
Monte Carlo: 1,000 paths, annual returns ~ Normal(μ, σ) based on risk profile; contributions applied yearly. For illustration only.
Email‑only magic link sign‑in
NestPath Advisor is as secure as your email. We use a simple sign‑on that emails you a single‑use link. Secure your email.
What we collect (and what we don’t)
- We do not collect your name, street address, or SSN.
- We do collect your email (for sign‑in) and your state (for tax calculations).
- Your plan data is stored so you can return and make changes. We’ll delete it upon request.
Security, privacy & scope
Email‑link sign‑in
Authentication uses a one‑time link delivered to your inbox. Keep your email secure—your access depends on it.
Minimal data
We store the minimum needed to run your plan and bring it back later. Delete on request with the button above.
US‑only scope
Designed for U.S. residents/citizens using U.S. retirement accounts and paying U.S. taxes.
FAQ
Is NestPath a fiduciary?
No. NestPath Advisor mimics a fiduciary process but is not itself a fiduciary. It’s an AI system that can make mistakes.
When should I work with a human advisor?
Complex planning (e.g., business sale, equity comp, trusts, advanced tax) may require a human. NestPath can help you get organized fast and refer you to Katz Capital Advisors when appropriate.
Can I get a PDF of my plan?
Yes. You can print or save a free PDF from within the app or using the “Download Plan (PDF)” button in the demo above.
Disclosures & terms
Not investment, tax, or legal advice. For educational purposes only. Past performance is not indicative of future results. Any projections or probabilities (including Monte Carlo outputs) are estimates and not guarantees.
Data handling. Users can request deletion of NestPath‑stored data. If you consent to share information with Katz Capital Advisors, it may be retained in accordance with applicable SEC/FINRA recordkeeping requirements.
Scope. Built for U.S. residents/citizens and U.S. tax rules. If your situation falls outside this scope, results may not apply.